Las Vegas, Green Valley and Summerlin real estate and homes for sale in Nevada - Frank Gargano, REALTOR® Frank Gargano REALTOR(r) for Las Vegas, Green Valley and Summerlin, Nevada real estate - NUMBER1EXPERT™ Frank Gargano NUMBER1EXPERT(tm) for Las Vegas, Green Valley and Summerlin, Nevada real estate
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Frank Gargano, REALTORŪ, real estate agent and broker for Las Vegas, Green Valley and Summerlin Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)
All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 702-596-2040.




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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Frank Gargano, REALTORŪ, real estate agent and broker for Las Vegas, Green Valley and Summerlin Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)

Frank Gargano
Frank Gargano Properties-Realty Executives of Nevada

1903 Jones Blvd. Suite 100
Las Vegas, NV. 89146
702.596.2040
800.800.3571
702.992.8090
Fax: 702.947.2582
Email: frankgargano@NUMBER1EXPERT.com
E-mail: frank@LVHomes4u.com

FRANK GARGANO, a highly qualified professional, has pooled his assets into a unique set of project management skills to form Frank Gargano Properties, the company and this web-site, to help YOU find the home of your dreams in Las Vegas.

ABR CRS Equal Housing ERC MLS REALTOR


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